My debt it WAYYY over my head and i need to consolidate..maybe just date a rich guy..u recommend a good debt resolution/settlement company. Love the haters who are already thinking of some stupid crap to write here.
Debt consolidation doesn’t always require the assistance of a third-party organization like a credit counseling agency.
There are some do-it-yourself debt consolidation options that allow you to consolidate debt on your own without anyone else stepping in, such as taking out a personal credit card debt consolidation loan.
The information below is designed to help you understand how to use a personal debt consolidation loan so you can decide if it’s the right choice for you.
The difference lies in the mode of operation and their effect on credit score.